Apr 252013
 

221You talk to your man and he adopts the glaze look or gives you the ‘nod’ once in a while. However, when you bring the same topic up the next day, he gives you a blank look and you annoyingly wonder for the umpteenth time if he ever listens to you.

It’s true:

Men and Women are DIFFERENT!

According to Dr Paul Popenoe, founder of the American Institute of Family Relations in Los Angeles, men and women differ in every cell of their bodies. This difference in the chromosome combination is the basic cause of development into male or female .. Besides the complete difference physically, more importantly is the vast difference of emotional intelligence between men and women.

Working women are basically moved by emotions while men are ruled by logic. Now that you know, what you are up against (basically – natural) let’s move on to the big secrets so that you will know exactly how to make him listen to you! Continue reading »

Mar 092013
 

Ever had your car stolen? Everyday on the news there are reports of someone’s car, truck or motor home being stolen. The sheer numbers of this type of crime Business Women Vehicle Protectionis in itself something that makes recovering stolen vehicles difficult.

There are many reasons why a particular car is stolen.

Opportunity:

You leave your vehicle running as you run into the house or a store. Some people have not only had their car stolen but having left their purse or wallet on the seat or in the glove compartment, the thief takes off with those too! Some have even taken off with a baby sleeping in the back seat. Continue reading »

Mar 072013
 

As working mothers, we may not be totally aware of what goes on around the school yards especially when it comes to drugs. Up until a year or two ago, I Tense about School Going Childthought the drug dealing took place in the back alleys on the “wrong side of town”. Not so! The deals are being done outside the schools in all neighborhoods.

Why do the dealers congregate near the schools? It is believed that teen students are targets because they are vulnerable. They’re young and willing to try anything. The sales can be brisk because of the large population of young people gathering at one place — the school and local parks or stores. Continue reading »

Feb 012013
 

Women have made many advances in their struggle for equality, but women are still held responsible for taking care of the young children. And even though society has dramatically changed reproduction with advances such as in-vitro fertilization and cloning, women still are the only ones who can get pregnant and give birth. Also, we must not forgot that some women choose to bear the responsiblity of child-rearing. But women’s education need not suffer because of this responsiblity.

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Continue reading »

Jan 142013
 
Business And Woman

Having children, family, interior, food, crafts, gardening … The list is traditionally female occupations and self from time immemorial, has been steadily Business And Womanexpanding the efforts of women themselves. Find themselves and grow in new areas, previously available only to men, women deliver undisguised pleasure and pride in their achievements.

Currently, sustainable, and often the first place in the life of a modern woman to do business and career. However, not all women can get satisfaction from the chosen way of life for myself – to be a business woman. It looks quite a successful business woman may suddenly feel the vague internal discomfort from their seemingly beloved work.

Just say, that in this article there is no advice to the image of a business woman, or by the rules of conduct of women in the business community to succeed. These truths are written and rewritten many times women’s publications and are presented as a panacea for all ills. Although in fact the problem of business and women are as deep and multifaceted as the psychology of the woman.

If a woman continues to stubbornly blind to spiritual discomfort from their activities, the growing internal conflict produces immediate and unpredictable results. Their own business, in spite of all the efforts and professionalism of its creator, suddenly becomes a burden and a source of constant problems. Churn, the best employees are fired, there is no good projects, low initiative, in general, not a business, complete confusion and throwing. Often business problems escalate into issues of personal life of women. Strong woman herself to drive into a vicious circle, can not determine what is her fault. A cause discomfort and subsequent failures, it turns out, are obvious. Continue reading »

Dec 312012
 
Working Mom

Working MomHow To Succeed as a Working Mom

- Being there. Balancing home, hubby, kids, and work:

  • 1. Before you travel, spend some time making sure things are going all well as they should be – that the house will not shut down, the bills are paid, and the refrigerator is filled. Even if you have to travel (or whatever you have lined up) on a certain day, wake up still to prepare and make sure that the kids are all set for school. Seeing them off to school is one of the sweetest things that your child will remember for the rest of his life.
  • 2. Also have a time at night for the kids when you’re home from work. Make this ‘Their Time.’ While being a working mom, also realize that you might really miss out and not get to know your kids as well as you’d really like. Continue reading »
Dec 182012
 
Women and Work

Twenty-five years ago, when the magazine Working Mother debuted, the name was odd enough to be big news. In fact, deputy editor Jolie Solomon recalls early articles

Women and Work

in the magazine focusing on such topics as getting permission from your husband to work outside the home by promising to keep up the house as well.

Now we expect more from our husbands, but there’s no doubt that women still do a great deal of juggling family issues with work. A recent U.S. Labor Department survey showed that on an average day , Americans employed persons ages 25 to 54, who live in households with children under 18, spent their time on an average workday. These individuals spent an average of 8.8 hours working or in work-related activities, 7.6 hours sleeping, 2.5 hours doing leisure and sports activities, and 1.2 hours caring for others, including children. Continue reading »

Dec 172012
 
Wanting to Work Do Stay-at-Home Moms

Your maternity leave is quickly coming to an end and a decision has to be made. You thought you’d be able to leave your baby and get back to work without any

Wanting to Work Do Stay-at-Home Moms

reservation. But it seems your feelings have changed. You love being home with your baby to watch her every smile and cater to her every need, but you long for adult conversation beyond the weekly bank visits and quick “hellos” in the grocery checkout line.

So what do you do? Today, it seems almost abnormal for Mom to stop everything and stay home with her children. In fact, in less than one-quarter of married households, the husband is the sole financial provider. Within the last century, the number of American women in the workforce has increased from 28 percent in the 1940s to more than 60 percent by 1998, according the U.S. Department of Labor. Between 1969 and 1996, the number of working married women with children increased by 84 percent, and by 1998, two-thirds of all mothers in married-couple families were employed.

By choosing to work again or to remain at home, each has its own set of consequences. On the one hand, you have your career back on track, a sense of purpose beyond your family, not to mention a second income. But then there are childcare expenses, occasional missed baby milestones and leaving her in the care of someone else when she’s sick.

By choosing not to return to work, you can take care of your family and your home. That also means leaving your professional life behind and the obligatory tightening of the finances. This decision is never an easy one and often comes down to basic necessity. Here are two women who put their careers on hold for their children and had very different outcomes.

Miralys Camelo
It’s 2:30 in the morning, and Miralys Camelot’s 1-year old daughter has just settled herself to sleep. As Camelo leans over the rails of her crib and strokes her daughter’s face, she smiles, reassuring herself that moments like these are why she decided to postpone her career.

“Everyday I’m elated because I have two kids and I’m fortunate enough to stay home with them, but at the same time I feel like I’m not doing anything with my life,” she says. Camelo, 29, a stay-at-home-mom (SAHM) in Connecticut, eloped with her husband Wilson three months after she finished college. “He was in the Air Force and he was transferred to California, so I followed him.”

Now with a 1-year old and a 5-year old, Camelo finds herself with mixed emotions like many other moms who ended or didn’t get the chance to start their careers. “I feel inadequate and useless because all I do is be at home with my kids,” she says. “I don’t have a life or any friends. I get frustrated, depressed and sometimes cry. My husband gets to have friends and a life [outside of the house], and sometimes it doesn’t feel fair. I’ve worked small jobs here and there and gotten some experience. And I have this desire to go back to school and get my master’s degree but I can’t because the cost of daycare. And with the money my husband earns, it isn’t economical.”

Miralys’ husband, Wilson, appreciates her position. “We feel fortunate that Miralys can stay at home, but I also think going back to work will help out immensely,” he says. “Not only from a financial perspective, but I think she misses the interaction with adults, feeling like she’s contributing in other ways and forging friendships with other people.”

While Camelo is happy her husband has a wonderful career and is thankful she can raise her children herself, she’s looking forward to the day her eldest goes to kindergarten. “Play groups are a good place to make friends, but they can become expensive, and moms in my situation are always in such a rush to pick up their kids and go,” she says. “But once kindergarten starts I can go to groups with my younger child that I couldn’t attend with both my kids, and hopefully I can meet some people there.” Her plan is to begin school again sometime this year.

Her advice: “Follow what your heart tells you,” she says. “Take a deep breath and bear with it because things will eventually change.” But most importantly, she says, “Enjoy your kids, because you never know when you might be forced to go back to work and then you miss out on so much. Kids are only this age once.”

Jackie Kelvington
When Jackie Kelvington of Winter Park, Fla., became pregnant with her first child, she was in a fast-paced position as a public relations director. When her daughter, MacKenzie, was born, she decided not to take back her full-time position. “It was a very difficult decision,” she says. “I am very

career-minded and loved my job and the people I worked with.”

 

During those last few months of her pregnancy, Kelvington realized her desire to work diminished. “Before she was born, I would get massages to make time for me,” she says. “Then later on in the pregnancy I was ready to get out of work. My focus was changing, and I could feel my body telling me it was time to slow down. But I was surprised at how little I longed to work once I was home with her.”

 

After about five months, Kelvington realized how much she missed her career, so she worked out a compromise. Rather than going back full time, she started a consulting business out of her home part time and was still able to enjoy her daughter. “Our family would be very hard pressed to live on one salary, as is the case with most families,” she says. “So I am able to contribute financially and am actually making more money than I did in my last job. Two years into this, however, I still miss an office, being around people and having adult conversations everyday. But I am involved, and I stay in touch. The first five months there was some wanting to go back, but for the most part, it was being there for MacKenzie and making sure our family was in good shape.”

 

Kelvington’s advice is to prioritize. This is your baby and your family and this has priority, she says. “MacKenzie put things in perspective for me,” she says. “I will never have that time again, and raising her is important. It’s important to be patient and understand that you made the decision to have a baby, and there are things that come along with that.”

 

Make Time for You
Regardless of which path you choose, there are some things a mom needs to do for herself to maintain her “sanity,” so to speak. Amy Mason-Mann, the founder of Xanadu Family Centerin Connecticut, believes all moms should take time for themselves. “Enroll in exercise classes or yoga once a week and find a gym that offers babysitting,” she says. “When you are nurtured, you nurture better.”

It is also important that moms believe in themselves and know they are the experts when it comes to their children. “Make your own decisions, but learn to trust others too,” she says, mostly out of personal experience, as she has a 2-year-old child herself. “Give up a little control so someone else can share in raising the child.”

Dec 142012
 
Moms at Work

For Kim Cooke of Corbin, Ky. it was a matter of being in the right place at the right time. “A business opportunity presented itself, and I decided to take advantage of it,”

Moms at Work

Cooke, a salesperson for a log home manufacturer, explains. She worked at home while raising sons Joshua and Kyle.

Self-fulfillment was a major motivator for Boston Herald columnist Jennifer Galvin. Although she loved staying at home with her three children, Galvin wanted something more. “I missed writing and drawing,” the Mountain View, Calif. writer reflects on her return to part-time work when her youngest child was 2. “I wanted to have a part of me that was just for me.”

No matter what the reason, numerous moms return to the workforce each year. According to the latest figures from the U.S. Census Bureau, more that 72 percent of women with children younger than 18 are in the paid workforce — and the fastest growing segment of the labor force today is women with children younger than 6.

No matter what brings you to the decision, once you decide to go back to work you’re faced with a major transition in your life – and in your children’s. To make that transition easier on all involved, a woman needs to recruit all her partners. Following some simple steps may help to create the ideal situation – the perfect combination of a supportive employer, a work-friendly household and a network of support that will keep life manageable on both fronts.

The Issue of Childcare
Foremost in importance – and in keeping your peace of mind during those hours you’re away – is securing quality daycare. Unfortunately, perfect childcare providers do not drop out of the sky like Mary Poppins, armed with a carpetbag full of magical games and medicines.

Instead, parents must search diligently, wading through the numerous choices and individuals, to find the people and the situation that will provide their children with care, encouragement, companionship and security. In short, parents are looking for a partner in raising their children.

The first step in securing quality childcare may be to determine the type of care you want for your child. Choices include:

A Family Member — This type of care usually assures that the caregiver shares your values, and the child already knows the person. However, it may be difficult to speak up about problems with the care since hurt feelings and strained relations may result. Your child may also be isolated from other children in this set up.

In-Home Care — A nanny, au pair or babysitter who comes to your home gives you a great deal of control in the child’s schedule and activities, and the child may be happier in an environment where he is comfortable. Also, he is exposed to less illness than in a daycare situation. However, an in-home caregiver is an employee, so you are responsible for tax paperwork. Your child is isolated from other children, the family may suffer a loss of privacy, and you need a contingency plan for when the caregiver needs a day off.

Family Daycare — Many parents take their children to a home where other children are also cared for. The settings here are warm and informal, hours are usually more flexible than at established centers, and the costs are usually lower. However, these sites are not regulated, sometimes aren’t educational, may be lacking developmental activities, and a backup arrangement is necessary for when the caregiver is ill or on vacation.

Commercial Daycare Centers– This may be the most reliable care because the center’s staff ensures adequate coverage when one staff member becomes ill. Centers must maintain state standards, and most offer a variety of educational materials and activities. Unfortunately, many daycare centers cannot take a sick child, so a back-up arrangement is also necessary. In addition, turnover at these centers is usually high, which may be unsettling to children.

Moms at Work

No matter what type of childcare is best for you, it is important to explore your options and make your decision well in advance of your return to work. This is not an area for “winging it,” so be sure to secure a caregiver — and, if necessary, have a back-up in place — before your first day on the job.

Negotiating Your Work Schedule
Once you have arranged childcare, you may want to ease the transition by discussing your home/work arrangement with your boss. Some jobs offer more flexibility than others, of course, but it’s important that both of you understand the demands of the job, and what may be negotiable. Keep in mind that, if this is a new employer, you may need to prove your worth before being in a position where you can request some flexibility. However, many employers are willing to work with you, as long as you can prove what you’re asking will help — not hinder — their business mission. Keep this in mind when you negotiate.

Also remember that gaining things like flexible hours may mean giving up something in the long run. “Working part time, I’m definitely out of the promotion loop,” says environmental engineer Diane Gow McDilda of Gainesville, Fla. “That’s fine with me.”

You also need to negotiate with your other partner: your spouse. You may want to coordinate such things as schedules, home responsibilities, and who takes off when your child is sick. “My husband and I work opposite hours, so he had them while I was at work and vice versa,” McDilda says. Others say sick child duties are delegated to the parent who has the most paid sick time.

Moms should also investigate shift work to make sure the hours they are at work are the ones that are best for them. Bookstore manager Paula Dundore of New Port Richey, Fla. prefers the flexibility in working any shift. “Sometimes I work a morning shift and am home by the time my children get home from school,” Dundore says. “Other times I am gone evenings and not back until after they’re asleep. I prefer nights at my job, but I do miss the kids.”

A Smooth Transition
After setting up childcare, negotiating with your employer and setting a schedule with your spouse, you should focus on the most important step: making sure your child can readily handle this transition. If possible, take them to your workplace before your first day, so they understand where Mom will be. It’s also helpful to allow your child a day or two at daycare or with the babysitter before you go to work. This may help avoid additional stress when the “big day” actually comes.

Explain your job to your children in terms they understand. If your attitude about work is positive, theirs will be too, which will go far in creating a good work ethic in your children. Emphasize that family still comes first by honoring “their time” as much as possible. Also let children that you are always attainable to them if they need you. If possible, arrange a time for a phone call during a break so they know you’re just a dial away.

And when you’re with them, make it parenting time, not a continuation of work. “When I’m with my kids, I try to shut other things out and spend time talking, reading, playing and cuddling,” says Kim Meredith, a personal assistant and mom of two from Kennewick, Wash. “Even though I work, I do anything to let my kids know they’re the most important thing to me.”

Dec 122012
 
Moms at Work

The decision to reenter the workforce is never an easy one for a mother. Still, U.S. Department of Labor statistics show that the majority of mothers – a full 72 percent of us – are members of the workforce in some capacity.

Moms at Work

A single mom, Nichole Calautti of Pittsfield, Mass., always knew she’d have to work to support herself and her young son. “Like everyone, I had bills, and I had a child to take care of,” she says. “I took the state-allowed maternity leave, then went back to work.”

Other moms take time off before returning to employment. “I had a full year off after the birth of my second son,” says Ann Murray of Williamstown, N.J. “It made it a little harder to go back, because I was a full year away from the experience and network I had before.”

It doesn’t matter if working is a financial necessity or a personal preference. What does matter is that – once the decision is made – the mom must re-evaluate herself as a potential employee. Are you still marketable? Continue reading »

Dec 112012
 
women balancing career

women balancing career

Flory is part of a co-op babysitting group with five church friends in Arlington, Va. Each mom gets 30 tokens to start. They earn back tokens by babysitting the others’ kids. The co-op helps her balance work and family life.

Career moms work the equivalent of a six-day workweek. And they don’t get overtime or weekends off. “Salaried women spend about 46 hours on the job and 25 hours a week on household responsibilities,” says Monica Roper, a work life consultant for WFD Consulting in Boston, Mass.

A Work in Progress
Flory’s tokens, like her pact with her husband to not watch TV shows, allow her to allot time with her daughter, her husband, her girlfriends, her book club and her church friends each month – and help her strike a balance. Continue reading »

Dec 102012
 
Career women

Career women

who ask, “What do you do?” and even from our kids. Questions such as, “Why don’t you have a job, like Jane’s mom does?” can be damaging, making us question our choice to give up our careers and the income they generate. Some mothers who work outside the home are pressured by family members who want us to raise our own kids or by those who ask why we had kids at all and even sometimes by employers who can threaten our standing on the ladder.

Many mothers who stay at home to raise children or carve out time to work a second job are perpetually stressed out by alternating pressures to do more in each arena. They are strung between two rigid models of motherhood.

To locate the source of those pressures we must look beyond each other and the media-hyped “battle of the moms” to the often contradictory society in which we live – one that expects mothers to either stay home or work, but that doesn’t support either extreme very well. Continue reading »

Jul 152012
 
Daniel Sroga

Several years ago I stayed with a friend whose husband was in the foreign service. In the morning, over cappuccino, we’d yell out to him, “Have a good day and happy spying!”

Despite the light-hearted farewell, I know my friend stressed about his job and wondered if it was more dangerous than her husband portrayed. Only in the military, foreign service or law enforcement areas will you find relationships like these, offering vicarious adventure coupled with predictable periods of anxious pacing till the partner comes home.

Continue reading »

Jun 022012
 
The house

One out of every two new marriages ends in divorce. On your wedding day, the last thing you’re contemplating is an end to the relationship.

For the lowdown on what to do, who to talk to and how to plan for the future when your marriage dissolves, continue below:

  1. The house
  2. Alimony
  3. Retirement plans
  4. Social Security
  5. Final tips

The house
A house can be a hornet’s nest in a divorce. For many couples, it is their most valuable asset. And it’s more than just an asset — it holds memories, dreams.

Your house is worth what it can be sold for, not what you think it’s worth. That means getting an independent appraisal.

Try to work out the housing issue early on — before divorce proceedings begin — so you won’t have to pay two lawyers to resolve it for you.

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Alimony
Today, alimony is not the given it was back in the 1960s, when a husband was the traditional breadwinner and a wife stayed home — the Ozzie and Harriet scene.
Now, alimony is largely based on:
  • the recipient’s financial need
  • the payer’s ability to pay
  • the age and health of the spouses
  • how long the marriage lasted
  • how much you both earn
  • the ability of the recipient to become self-supporting

Unless your marriage lasted at least 10 years, or unless you’re seriously ill, alimony (if it is granted at all) will last only for a set time period, in anticipation that you will be able to take care of yourself.

How is alimony defined for tax purposes? It’s income to the recipient and tax deductible to the person paying it.

You may want to consider a lump sum settlement — especially if you need money to buy a new house or to pay bills. If you do get a lump sum, try to get it characterized as nontaxable alimony. And remember, once you agree upon a lump sum, you can’t go back to court to get more.

In fact, if you give up any right to alimony, that’s it. You can not revisit the scene and ask for it.

Tip: Alimony is treated as compensation for the purposes of setting up an IRA. (Even if you earn zero, you can still have an IRA, using alimony in lieu of income. IRAs cannot be funded with non-earned income, except alimony.)

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Retirement plans
An employee pension is frequently a couple’s largest asset — or second largest, after a house. And it is often a negotiating chip in divorce proceedings.One out of every two new marriages ends in divorce. On your wedding day, the last thing you’re contemplating is an end to the relationship. For the lowdown on what to do, who to talk to and how to plan for the future when your marriage dissolves.Heard about QDRO? It stands for Qualified Domestic Relations Order, and may require that a portion of your husband’s pension benefits be paid either to you or to your children when he reaches retirement age.You should have a lawyer or mediator prepare a QDRO early on in your discussions, so there is time for it to be accepted by the retirement plan’s administrator as part of the divorce settlement.

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Social Security
Divorced women can generally collect the spousal portion of their ex-husband’s Social Security pension — if the marriage lasted at least 10 years and if the divorce is at least two years old. You can’t receive a portion of his Social Security, however, if you collect your own.You are entitled to these benefits even if your ex does not claim benefits. Benefits are based on your ex-spouse’s total contributions, not just contributions made while the two of you were married. And you can start collecting on his wage record when he’s eligible to get benefits — upon turning 62 — even if he has not yet retired.
If you remarry, you lose your right to your ex’s benefits.

Tip: If you’ve been married nine years, and if you can stand it, don’t file for divorce until after your 10th anniversary in order to collect. There are a number of rulings pertaining to this situation, so check with your local Social Security office if you have been or are about to have been married 10 years, and if you are 60 or older.

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Final tips

  1. Have sensitive mail delivered to your office or post office box.
  2. Don’t move out of the house. If you and your husband jointly own your residence, deserting it may weaken your claim on it in the settlement. And if you have children and you leave them at home, with your husband or someone else, you’ll damage a claim to custody.
  3. Get a cost of living adjustment clause put into your divorce agreement to protect all dollar amounts and percentages against rising inflation.
  4. If you can’t afford a lawyer, call your local Legal Aid Society.
  5. Join a support group.

Now that you’re armed with the basics about divorce, you’re ready to take positive action on your own behalf and not simply respond as each event unfolds around you.

Stand up for yourself today. If you don’t, you may regret it for the rest of your life. There are plenty of people out there to help you. Just ask.

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<< Women & Divorce Part Two

May 262012
 

Children who consume vitamin C-rich fruit are less likely to experience wheezing -- a whistling-type of breathing associated with asthma, study findings suggest.

In the study, youngsters who ate kiwi or citrus fruits 5 to 7 times a week were about 30% less likely than other children who ate fruit less than once a week to suffer from wheezing, chronic coughing or nighttime coughing, Italian researchers report in the April issue of Thorax.

Dr. Francesco Forastiere, of the Regional Health Authority in Rome, Italy, and colleagues asked the parents of 18,737 children, aged 6 to 7 years, to complete a questionnaire giving details of citrus and kiwi fruit intake, as well as respiratory symptoms.

Continue reading »

May 242012
 

“Our S-Xuality went through a transition with menopause, and it required patience from both my husband and me to deal with the changes,” says Kate J., now 58. “Things are much better now. We may not be as lusty as we were as 20-year-olds, but we are a couple who wants to share intimacy and excitement, and we really look forward to those special times.”

Changes in S-Xual response may be more troublesome to menopausal women than previously thought. About one-third of women experience a decrease in S-Xual desire (libido) during menopause, according to a recent survey presented at the North American Menopause Society (NAMS) annual meeting.

Male partners can also experience changes in the midlife years such as prostate problems, a decreased ability to achieve and maintain erection, and other health and psychological problems that impact S-Xuality.

Continue reading »